America's Mutual Holding Companies

AMHC is an association of mutual holding companies with minority public stockholders, located throughout the United States.  AMHC was formed for the purpose of advocating for treatment that recognizes the inherent characteristics unique to mutual holding companies with public shareholders.  Currently, there are over 50 MHCs with over $50 billion in assets located in 20 states from Maine to Washington State and New Mexico to Georgia.

Mission Statement

The goal of America's Mutual Holding Companies is to be the preeminent voice for mutual holding companies with public stockholders.  AMHC defines itself in the following ways:

  • AMHC will be an advocate for issues uniquely affecting mutual holding companies with public stockholders.
  • AMHC will be the voice to promote the MHC agenda among Federal and State legislators, regulators and other policymakers.
  • AMHC will educate legislators, regulators and other stakeholders on the unique attributes of the mutual holding company form of organization.
  • AMHC will strive to preserve mutual holding companies' freedom of choice with respect to State or Federal charter and with respect to full conversion or remaining in the MHC form.
  • AMHC will work with the national and state trade groups to promote the MHC form of organization  and will assist those trade groups on other issues, if deemed advisable, to the extent not inconsistent with the purposes of AMHC.
  • AMHC will promote advancements in methods to raise capital through the public markets while maintaining mutuality at the holding company level.